Home Chores for the Summer

With the warmer weather comes more opportunities to do the outdoor chores you haven’t been able to do, or haven’t needed to do, because of winter. Whether it be you doing the chores yourself, or maybe taking advantage Summer vacation and assigning your kids more household chores, here are some summer chore ideas to keep your whole family busy and get the house in tip-top shape and ready to be used:

Mow the lawn:  Since you laid down your summer grass seed a few months ago (right?), it’s time to mow it and enjoy the fruits of your labor. Get that grass cut and take a blanket out on the lawn for a picnic with the family, or to lay in the sun and read a book. Don’t forget to make sure it’s getting adequate watering, though hopefully monsoons will hit soon and do that job for you!

Trim the yard plants: This is one chore that – done properly – can really make a difference in the appearance of both your front and back yard. Whether you just want your home to have a clean-cut look, or you’re throwing a backyard BBQ, trimming the bushes and trees in your yards make your house look amazing and show that you take pride in taking care of your home. This is also very beneficial for your plants, as it gets rid of dead or excess branches, and helps them to grow healthier.

Do some landscaping projects: Always wanted to add a gardening bead for flowers or fruits, or vegetables? Why not this summer? Or maybe you’d like to make an easy path to and from somewhere? Some large pavers surrounded by mulch is an easy and cheap way to accomplish this clean look. Another idea would be building your very own firepit to enjoy the summer night skies and family time over s’mores. There are dozens of tutorials online of how to do this well and how to do this on a budget!

Pull some weeds: This one seems like a no-brainer considering the weeds are EVERYWHERE, but it is also a chore that easily gets put off for “next weekend” almost every weekend. If you aren’t careful though, those weeds will seed and spread, making next years weeds even worse! So, put on your gloves and grab your hula hoe, and go get those weeds! This simple chore will make your home look so much better and well cared for!

Wash the car: Now that we’re in that middle season between winter rains and monsoons, it’s a good idea to get your car washed. Get off the dirt and grime from weather and use, and get your car looking shiny and new. There are plenty of car wash business in the Prescott and Prescott Valley area if you just don’t have the time, or you could do this yourself or with the kids as a fun way to cool off while also accomplishing some work.

Clean outdoor items: This could include outdoor furniture like benches, tables, or hammocks, or maybe toys you’ll be using this summer such as boats, ATVs, or campers. Either way, we’re sure they could use a good spruce up after a long winter of not being used. Dusting, getting rid of cobwebs, and just a general overall cleaning are probably in order here. This will make that outdoor furniture ready to use and enjoy in the warm weather and will also make you ready to take those summer vacations or day trips where you’ll be using your recreational toys.

Spraying the house for bugs: This chore is probably best left to the adults rather than the kids, but if you live in Arizona, you know it is a must! Now is the time where all those not so missed creepy crawlies start making their long legged and winged return. Spiders such as wolf, daddy long leg, and even black widows can be common. Aunts, centipedes, and scorpions also make the list of bugs trying to call your home their home. Spray both the inside and outside of your home, getting every edge, door jam, windowsill, and point of access you can think. Of course, the bugs will be inevitable, but this will drastically reduce the amount of them you see in your house.

Mouse traps: Lastly, don’t forget to set up your mouse traps (gasp!). Yes, we have mice here in Prescott, Arizona. Field mice, pack rats, and more… you better get used to it if you plan to stay here. For the occasional mouse, setting up a few traps should do the trick, however, if you are having a real problem with them, it might be a good idea to call the exterminator. Make sure to be checking those traps and replacing them as needed.

Making Your Bedroom Feel Luxurious on a Budget!

For most of us, our bedroom is little more than a place to sleep and hold our belongings. However, just because it has always been that way doesn’t mean that it has to stay that way. You don’t have to settle for drab and dreary when what you really want is a bedroom that feels welcoming and relaxing the moment you walk into it. You don’t have to settle for a bedroom that’s just for sleeping when it can be so easy to jazz it up and make it your own!

One home trend that we’ve seen to be gaining some steam these days is converting your current bedroom into a luxury suite, or something comparable, no matter its size. If you want to live like royalty rather than just feel like you’re renting a cheap room for the night, then you’ll want to follow these tips.

 

Compartmentalize Your Activities

Organizing your bedroom and getting rid of the clutter will not only make it a more relaxing place to be, but it will also make it feel larger and will open up more space for new additions to make it more functional. These things could include adding a gorgeous desk for doing work or perhaps craft projects. Or, maybe you could even add a TV area for entertainment, providing a good way for you to use your bedroom for rest and relaxation.

 

Make it Chic

Choose a color palette that is both luxurious and classy. Silver and gold can seem tacky, so choose muted shades that complement each other. These types of color schemes are shown to make one feel more calm and relaxed, not to mention they go with just about anything and make it far easier to design your ideal space.

Another chic addition you could do that would make a statement is getting a brilliant and commanding headboard. This can instantly upgrade the look of your room without any other changes and also become a beautiful focal point in your room. Little tweaks and additions like these come at minimal cost with a great reward.

 

Light it Properly

Make sure that you have the right light to show off your designs. If you don’t have many windows, you’ll want to use more brilliant lightening to make up for the lack of light. However, if it’s too washed out or yellow, then it will look drab and run down. Switch to brilliant LEDs and see the difference.

 

Choose Your Accents Wisely

We already mentioned a headboard, but some elegant drapes can also make your room feel more royal. Hang them high and wide to make your windows appear grander. Being strategic with your furniture accessories is key for keeping you under budget, helping you avoid doing too much with the space, and putting minimal effort into the project while still seeing a huge difference.

Are you ready to make your bedroom more luxurious? If you tweak just the few small things mentioned above, you’ll be impressed by the results. The feeling of decadence and truly making a space your own will make you more confident in your surroundings, and also help you to fully relax in your very own bedroom.

Must Have Household Tools

When you own your home, things will inevitably break and get messy. Unless you want to spend your money on visits from a licensed contractor or a neighborhood handyman, you’re going to need to learn how to fix some of these household breaks yourself. Now, some may actually be severe enough that calling a licensed professional is your best and only option. However, some fixes are easily learned and performed on your own given you own the right tools. Luckily, you don’t need an arsenal of tools to handle most home maintenance fixes. These five tools will cover most of your basic projects.

Cordless drill: A cordless drill is a must-have for installing cabinets, drawer pulls, hinges, picture frames, shelves and hooks, and more. Whether it’s for do-it-yourself projects or repairs, you’ll use your cordless drill just about every month. It makes installations and removals so much easier than if you just had a handheld screw driver (which may not even be sufficient enough for some of the projects you need to do). Don’t forget to purchase the proper screws for this either, or perhaps even some drywall anchors as well depending on where you want things hung up.

Drain cleaners: Shower and bathroom sink drains are very susceptible to clogs because of the daily buildup of human hair, use with animals, food, and so much more. You can use chemical clog removers like Drano, but not only do they not seem to work well on more difficult clogs, they’re expensive and can leave a lingering chemical scent that is unpleasant. Instead, buy some plastic drain cleaners that can reach into the drain to pull out the clog of hair and gunk. You can purchase them on Amazon or at a local hardware store for a low price. If your sinks are prone to larger clogs, then it might be worth investing in a “drain snake” that is more powerful at unclogging sinks and drains.

Shop-vac: No matter how careful you are, spills and accidents will happen and there are some tasks that just can’t be handled with paper towels or a standard vacuum, like pet messes or broken glass. A shop-vac can handle your large spills, or huge breaks with ease, and make your clean-up that much cleaner and safer.

Loppers: Even the minimum amount of care for your landscaping will require some kind of loppers to remove damaged branches, vines, thick weeds, and any other unruly plants in your yard. Whether you only need a pair of small sheers, or large powerful ones to cut off whole branches, these will definitely get put to use come springtime when everything is blooming and you need to trim things up a bit. You’d be surprised how affordable these can be, and also how useful!

Flashlight: When something happens that makes it so you need to get into that crawlspace, or that attic area, you’re going to want something a little more powerful than your iPhone flashlight. Or, perhaps there is a huge storm at night and the power goes out. You’re going to want a few flashlights on hand in case you need to navigate through your home,

Clorox Wipes: These are SO handy to keep around and have easy access to. Need to quickly clean the house for last minute company, use these. Need to wipe up a spill real quick, use these. They are so helpful and convenient, and will get used on nearly a daily basis!

 

Is it Time to Upsize Your Home?

As we and our families grow throughout the years, unfortunately, our homes don’t tend to grow with us. A house that may have initially worked fine for a single person, a young couple’s starter home, or perhaps even a family with a newborn, can quickly become too small as your family grows. Add in pets, more children, multiple generations living under roof, and before you know it, you are all on top of one another with no space to breath.

BUYING A NEW HOME VS. ADDING ON TO YOUR HOME

For those who really love their homes (the style, the location, the layout, etc), simply remodeling and adding to their home is the best option. That way they get to remain in their beloved home while making it even more their own and making it something that suites all their needs. However, not everyone can afford this option as it can be costly, and there may also be things about your property that would prohibit such a project such as the size of your land or any HOA’s that may be in place. This is when moving to a bigger home becomes the best solution, and really only, solution.

WHERE DO YOU NEED MORE SPACE?

The first and most practical thought when considering upsizing your home is to simply consider square footage, bedrooms, and bathrooms. This seems logical right? Well, maybe it is when considering your immediate needs, but it may not be the best approach in the long run. It’s important to take a more critical approach when looking at new homes and to consider how each space will actually be used. If you have younger children (or possibly more on the way), then focusing on bedrooms and bathrooms makes sense. But if your children are closer to heading off to college or starting their own families, it may be better to prioritize group spaces like the kitchen, dining room, living room, and outdoor space. This will pay off during times when you are having big group gatherings, parties, and things of the like. It might also be a good idea to consider holidays or summer vacations, when everyone is coming to visit. If this will happen often or your family is close and you will be having to accommodate a lot of people, you may need more rooms AND bigger group spaces.

MOVING OUTWARD

If you need more space but can’t necessarily afford a more expensive home – or maybe you just don’t want one (an affordable mortgage is so nice!) – something to consider might be moving out of town. Depending on where you live, you can probably get a lot more house for your money if you move a little further from a city center. This might be hard to think about – leaving the walkability and short commutes of a dense neighborhood or condo, and the “city life” you love – but this is where knowing what you truly need comes in again. What is more important to you: living in the city with walking distance to stores and short commutes, or having a bigger home that can accommodate your family, allow you to host Holidays, and give you space to throw barbecues and birthday parties? Neither answer is wrong, it all just depends on what is most important to you and your living needs. If the latter situation has become priority, sacrificing city life and getting a more spacious home in the suburbs makes the most sense.

Whether you’re looking to possibly sell your home and move on to something bigger, want some referrals of good contractors, or just need some advice on what the best option for your family might be, give us a call at 928-771-1111. We would love to connect with you and help in any way we can!

 

10 Best Things to Do in Prescott, Arizona!

It’s summertime, which for some means extra time to fill their days, or kids at home to keep occupied for the next two months. Here are the top ten best things to do in Prescott, Arizona according to AZCENTRAL.COM.

Watson Lake:

  • Boating, fishing, and kayaking on the water give you an up-front view of the gorgeous boulders that make up the Granite Dells.
  • Hike one of the many trails around Watson Lake, one of which makes a 4.8-mile loop around the lake and takes you all throughout the beautiful Granite Dells. The loop takes you behind the lakes damn, where water flows past you as you are ensconced by towering boulders.

Visit Downtown Prescott:

  • The famous Whiskey Row makes up one side of the courthouse which is centered in the historic downtown area. Named Whiskey Row for a reason, it is a stretch of fun bars and saloons to help liven up your weekends or go out for a mid-week drink with friends.
  • Visiting Downtown in the summer means there will be one of numerous art festivals occurring. There is some kind of event going on every weekend, which always gives you something to do!
  • Walk around the Courthouse and see the different statues and plaques to read, learning more about Prescott’s rich history
  • Wanting to come to Prescott when it’s a bit cooler? Visit at Christmas. The holiday decorations light up the square and are a glorious site to see.

Lynx Lake:

  • Lynx Lake is in the middle of the pines with beautiful viewing surrounding. Come spend the day and enjoy the warm weather as the sound of the breeze rustling through the pines helps you relax even more.
  • Hiking, boating, kayaking, camping, and fishing are just some of the fun activities to partake in at Lynx Lake.

Sharlot Hall Museum:

  • Sharlot Hall Museum is a museum that was built around the Territorial Governor’s mansion, a rustic log cabin from 1864 that still stands.
  • The museum hosts the Prescott Indian Art Market, the premier Native American art market in the Southwest.
  • Sharlot Hall, whom the museum was named after, was a respected poet, historian, and activist years before women had gained a right to vote. She successfully fought a measure that would have brought AZ and New Mexico into the union as one state.
  • She also preserved and restored the first Territorial Governor’s Mansion and stocked it with her extensive collection of artifacts. The mansion as well as buildings added around it to complete it as a museum, opened as a museum in 1928.
  • The living history program at Sharlot Hall Museum features staff and volunteers dressed in period appropriate clothes to help make your experience complete.
  • Other buildings that are included in the Sharlot Hall Museum are the Bashford House and Fort Misery. Slated for demolition, the Bashford House was transported to the grounds of Sharlot Hall Museum and restored in the 1970s. Fort Misery is the place where the town people met and decided to become a town, and to call it Prescott.

Phippen Museum:

  • An amazing art museum that showcases Western Art.

Smokie Museum:

  • The host of an annual Navajo rug auction full of amazing Native American rugs, and an event you do not want to miss.

Goldwater Lake:

  • Yet another lake in Prescott that offers boating, kayaking, fishing, and hiking. This lake also has a great playground for kids as well as multiple gazebos you can reserve with seating and grills for picnics.

Thumb Butte:

  • Hike the iconic peak or enjoy its views from all around town. You can even drive around the peak, going up Copper Basin, the road loops around the backside of Thumb Butte and shoots you out onto Thumb Butte Road (thought use caution and have a car that can handle bumpy roads).

Heritage Park Zoological Sanctuary:

  • With animals such as mountain lions, mule deer, wallabies, tarantulas, and more!
  • Their motto is “Conservation through Education” and they offer a home for animals that have no other.

Peavine Trail:

  • A converted railway bed, the Peavine trail begins south of Watson Lake and Leads into the Granite Dells.
  • Part of the Prescott Circle Trail, a 54-mile loop around Prescott that has been in the works for 25 years.
  • Watson lake and the Dells are visible from the Peavine Trail and the trail goes all around them.
  • The trail is good for biking, hiking, and walking since most of the actual trail is flat, with rockier inclines on the off-shooting trails.

We hope some of these activities will help keep you busy this summer! When in doubt, Prescott has a summer event going on downtown nearly every weekend and our town is infamous for its amazing trails and outdoor recreational activities. We’re sure you’ll be able to find something to do!

Father’s Day in Prescott, AZ!

This Sunday, June 16th is Father’s Day!

Father’s Day is a day for celebrating and honoring fathers. It celebrates fatherhood, paternal bonds, and the influence of fathers in our society and in our very own lives.

Of course, living in Prescott and it being summertime, there is ALWAYS something to do on the weekends, and this weekend is no exception.

The biggest event taking place this weekend is the Mile High Balloon Festival. Here are some ideas, including this event, as well as other things in Prescott, to do to celebrate Father’s Day this weekend.

Mile High Balloon Festival:

Occurring on Saturday June 15th from 7pm to 11pm and taking place at Mile High Middle School’s Field, this might be a perfect way to celebrate Father’s Day this weekend with your dads, grandpas, uncles, brothers, and any other father figures in your life. This is Yavapai County’s largest hot air balloon festival, holding many festivities to keep you active. This festival will have many things present, including, but not limited to:

  • Distilleries, Wineries, and Breweries
  • Hot air balloon rides and a Night Balloon Glow Festival
  • Live Music
  • Food Vendors

Admission into the festival costs $30 (and includes 10 sample tickets); non-drinker admission costs $10. Day of event admission will increase, so pre-purchase your tickets today here: Balloon Fest Pre-Sale Tickets.

Food Vendors include Momo Korean Food, Papa Nachos, The Cleveland Corned Beef
Safari Samosas, Gringo’s Taco Truck, JJ’s BBQ, and Peddler’s Coffee

Live Music will be performed by Salt of Earth.

There will be no smoking, no animals, no outside food/drinks, and no canopies allowed. Wristbands will be non-transferable, and the event will take place rain or shine with no refunds.

It is encouraged that you bring blankets to sit on the lawn and enjoy the festival.

Other Great Father’s Day Ideas:

  • Get Outdoors: This weekend, the weather will have a high of 87 degrees and a low of 57 degrees. It will be sunny with some clouds and the perfect weather to get outdoors and enjoy our beautiful town for Father’s Day. Go for a hike, rent some kayaks at Watson Lake, walk around downtown… the possibilities are endless, and this is a great option for those dads who love the outdoors.
  • Go out for a meal: If you live in Prescott, you know there are plenty of places to dine and celebrate Father’s Day this way if you so choose. The Park Plaza Liquor and Deli, Bill’s Pizza, Bill’s Grill, Casa Alvarez, The Prescott Brewing Company, Gurley Street Grill, Murphey’s, Texas Roadhouse, and so many more! You will have no problem finding some good grub to eat as you sit around a table and celebrate the dads in your life.
  • See a movie: This weekend, the Picture Show at Frontier Village has plenty of family friendly, or action-packed movies for you to see. Options include Aladdin, Dark Phoenix (an X-Men film), Godzilla: King of the Monsters, Men in Black: International, Rocketman, Shaft, and The Secret Life of Pets 2.
  • Take a day trip: One of the great things about living in Prescott is how close we are to everything! Phoenix is only an hour and a half away, and the same goes for Flagstaff if you’re looking for a cooler escape. Phoenix offers more things to do and places to eat if you can brave the 100+ temperatures they’ll have this weekend. Flagstaff will give a breath of fresh air and offers great outdoor activities as well as restaurants. There are also fun recreational places to visit such as Slide Rock in Sedona and Lake Pleasant in Phoenix if you’re looking for a fun day trip for the family.

These are just a few ideas of how you could celebrate Father’s Day this weekend. We hope you find something fun to do in order to celebrate your dads, and to all you dads out there we say, HAPPY FATHER’S DAY!

House Hunting Online

In this day in age, it’s no surprise that most buyers begin the search for the next future home online. Whether you are just browsing, or looking more seriously, there are a ton of different sites to visit in order to look at currently listed homes in your town/ the town you are moving to. For this reason, hunting for a new home online can be a really great place to start your search, however, it should not be your end all be all.

When looking at home listings online, keep in mind that good listing agents are excellent at highlighting the best features of a home, but there may also be more than meets the eye to the home you are looking at. To make the most of your time and efforts while online searching, and to also make sure you gather a well-rounded picture the homes you’re looking at online, it’s best to keep the following three things in mind.

Stay up to date. When you start your search, make sure you find a site that pulls up-to-date listings directly from the multiple listing service (MLS) where real estate agents actively post their most current homes for sale. This ensures you are getting the most accurate information you can because many other online resources update far less often or fail to remove listings that are off the market, making it more difficult to sort through the clutter. Imagine finding a home online you absolutely love only to find out it is already under contract, or even sold, contrary to what the online portal you were using said.

Pictures can be deceiving. Real estate photographers are experts at showing a home in the best possible light. Many use tools and strategies to boost appeal, such as a fish-eye lens, or wide-angle lens to make areas and rooms look larger than they actually are in real life. They also use creative editing to make colors and textures really pop, when the actual paint or flooring might be dull compared to the picture. Most of the time, listings will not contain photos of unappealing parts of the home, like small closets or outdated bathrooms. Listing agents are not trying to be deceiving, they are just doing their job in representing their seller as best they can in making sure that the home is presented in the best possible light it can be to get buyers interested and walking through the home.

See it to believe it. Once you find what appears to be your dream home online, make sure you call up your real estate agent and schedule a showing to go see the home in person. It’s important to take the opportunity to vet the home for yourself in person and explore every part of it before beginning the offer process. Your real estate agent will also be able to help you cover all your bases and answer any questions you may have. They can perhaps point out any property flaws or concerns that the pictures didn’t show. And, seeing the home in person helps you see it for what it really is and if it is truly the place you can envision your family living and as being the next place you want to call home.

These are just a few tips to consider when you’re looking at homes to buy online. When in doubt, call your real estate agent! They are there to help and find out the answers to any questions you may have. They want you to find the best home for you!

Listing Feature – 3103 Mountain Lake Drive

This is our new listing of a quaint and charming manufactured home in Mountain Lake Estates. Within walking distance to Willow Lake, this home offers great near by trails to enjoy the outdoors, along with beautiful views of Willow Lake and the surrounding dells.

The home is a single level, 1392 square foot Cavco manufactured home that offers three carpeted bedrooms, two bathrooms, an AZ room, plenty of storage space, and a separate laundry room that leads to the garage complete with its own separate storage closet. Brand new wood laminate Pergola floors are throughout the main living areas. When you first walk in the front door, you are met with an open living room and dining space, making your entertaining areas spacious and welcoming, with plenty of light.

You will be delighted with this fresh and newly remodeled kitchen! With light tones of white and grey, the kitchen is up-to-date on the latest trends. The cabinets are soft-close dovetail drawers topped with granite counter tops. A giant stainless-steel farm sink and new appliances complete this kitchen with its modern flair.

The master bedroom is extremely spacious compared to other manufactured homes. It was recently painted a soft grey, has a large closet space, and its own bathroom with dual sinks and a linen closet.

The bonus Arizona room is 120 square feet, featuring panoramic windows and views of the surrounding lake and dells. It’s the perfect place to sit and have your morning coffee or tea, or go out and read a good book.

The fenced backyard rounds out the property making it suitable for just about every buyer’s needs. A small paved area for seating and grilling, and rocks to accommodate any furry friends you may have. The home has extremely minimal landscaping in both the front and backyard.

The home also comes with a nice 2-car garage and a great front porch for enjoying Prescott’s nearly year round good weather. And did we mention how close it is to Willow Lake? In this picture, you can see it just down the road!

Interested in this property, or wanting to learn more about it? Call us today at 928-771-1111. We’d love to answer any of your questions and even show you the home!

What to Negotiate When Buying a House

Whether you are a first-time home buyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful, and sometimes confusing on what all is up for negotiating when buying a home. That being said, however, you want to make sure that you are getting the best possible deal for your money and getting the best deal you possibly can. So, what should you negotiate when buying a home?

1. Closing costs. Your closing costs are determined by a variety of factors, but you can expect it to be between 2% to 5% of the purchase price. Ask the seller to cover some or all of the closing costs upfront or request a closing credit that can be used to make specific updates and fixes to the home.

2. Furnishings. Love how the seller has furnished and decorated the home? Buyers often negotiate keeping couches, fixtures, landscaping items, patio furniture, appliances, and more. And many sellers agree, wanting to make the home more appealing.

3. Inspection and closing timing. Buyer offers that include a quick inspection and close timeline are often more attractive to sellers who have been going through the process for far too long. Just ensure you allow yourself ample time to get your financing in place and complete proper, thorough inspections.

4. Home warranty. Sellers will often agree to pay the premium on the home warranty at closing and then hand it off to the new homeowner, who is responsible for the deductible on any future claims.

5. Repairs. Your inspection may uncover small or large repairs needed to bring the home up to standard. You can negotiate to have these items fixed before closing or ask for a price reduction to cover the costs.

These are just some of the things a buyer can negotiate during a contract and in most cases, it doesn’t hurt to ask. Consult your real estate agent if there is some negotiating you want to do. See what they think about your ideas and what they think would be okay to ask for.

Refinancing Myths

For many, the word “refinancing” when it comes to your home can come with a lot of fear and a lot of questions, but that doesn’t need to be the case. What does refinancing look like? Will it even really save me any money?

Well, for many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can also save you thousands of dollars in the long run. That being said, here are some myths about refinancing and what the actual truth to them is:

IT’S TOO LATE.

No, it is not too late to refinance. For years now, we’ve been hearing that interest rates will be on the rise. Who wants to refinance when your interest rate will be higher than it is now, which would end up not saving you very much money at all. Although there have been some small increases, you’re still in a great position to drastically lower your interest rate if you get in at the right time. The general rule is if your mortgage interest rate is more than one percent above the current market rate, you should consider refinancing.

IT’S GOING TO BE TOO TIME CONSUMING.

No it will not. If you find yourself a good lender, they will walk your through every step and help take the headache out of the entire process. Don’t brush off refinancing just because it seems like a long and daunting process because this isn’t always the case. Once you find a good lender, it will only take a few minutes to have an informational call with them to see how rates compare and if refinancing is a good idea for you. On top of a good and knowledgeable lender, there are also some programs for streamlining the application process, which could make the time it takes to refinance seem like nothing. And besides, isn’t the amount of money you could save worth the time and effort?

ARMS CAN’T BE REFINANCED.

This is just not true! Seeing your Adjustable Rate Mortgage (ARM) increase after the introductory period can be incredibly stressful and place a squeeze on your budget. Many people assume they’re stuck, but ARMs can be refinanced, just like fixed-rate mortgages. You can even switch to a shorter term fixed-rate mortgage, such as 15 or 23 years. The longer you’re planning to stay in the home, the more sense it makes to look into refinancing.

If you have any more questions about refinancing, please don’t hesitate to call us at 928-771-1111. We’d love to help you out, or connect you with a great lender who can help answer your questions!